A Scalable Toolbox for Exposing Indirect Discrimination in Insurance Rates

Olivier Côté, Marie-Pier Côté, and Arthur Charpentier

Published in Casualty Actuarial Society Research Paper Series on Bias and Insurance, 2026

Proxy effects and unfair biases in insurance rates, quantified in the terms actuaries need: dollars and people, along the three core fairness dimensions of actuarial fairness, solidarity, and causality. See the CAS announcement.

Talks (16)
BibTeX
@techreport{Cote/etal:2025toolbox,
author = {Côté, Olivier and Côté, Marie-Pier and Charpentier, Arthur},
title = {A scalable toolbox for exposing indirect discrimination in insurance rates},
institution = {Casualty Actuarial Society},
type = {Research Paper Series on Bias and Insurance},
year = {2026},
url = {https://www.casact.org/sites/default/files/2026-03/Scalable_Toolbox_for_Exposing_Indirect_Discrimination_Research_Paper.pdf}
}